Political News and Commentary with the Right Perspective. NAVIGATION
  • Front Page
  • News
  • Multimedia
  • Tags
  • RSS Feed

  • Advertise on RightMichigan.com


    Get the RightMighigan.com toolbar!



    Who are the NERD fund donors Mr Snyder?

    Raise the curtain.

    The Silver Bullet

    By TiredIronTim, Section News
    Posted on Thu Oct 24, 2013 at 12:17:23 PM EST
    Tags: Obmacare, Direct Primary Care Networks, Medicaid Reform (all tags)

    Ask not what your country.....

    Continued below the fold.

    If not Obamacare, then what?

    Regardless of where any American resides on the political spectrum, that is the question they all consider.

    They all have negative feelings about pre-Obamacare healthcare and insurance, pretty much agree that the system was seriously in need of repair or replacement, but have no idea what's possible or a better alternative for them to get behind.

    Consequently, they have no motivation to act in support or opposition to Obamacare, and Obamacare will live on in perpetuity because of it- unless they're aware of something far superior, desire it, and know it's attainable.

    So let's give them exactly that!

    The lion's share of all healthcare provided is relatively routine, should and can be relatively inexpensive, and should/can be easily accessible. And most Americans only have a need for it occasionally, but when the need arises- it's the top priority in their lives until their health problem is solved.

    Senator Patrick Colbeck's Medicaid Reform package addresses all of those factors in a cost-effective, brilliantly simple, and easily implemented way that not only will save us $5-$7 BILLION annually in Michigan Medicaid costs, but will also have nearly identical effects on the private sector immediately as well.

    At the core of his solution is the elimination of the use and need for coding all healthcare procedures. Instead of applying code numbers to explain what a doc did to and for you- to get paid by the Feds for Medicare reimbursement, the State for Medicaid reimbursement, or any private health insurance company to get paid for your care- he simply checks to see if your monthly membership fee in your Direct Primary Care network has been paid.

    It should be noted that the current coding system is being "upgraded" from a 7 digit number to a 10 digit system that must be adhered to by this time next year. Think that will have any effect on costs?

    In Grand Rapids, a doctor refuses health insurance in order to avoid this cost burden, and is able to make a handsome profit by offering unlimited office visits for $300/yr. In Orlando, a Direct Primary Care network charges less than $200/mo for any size family, allows unlimited visits, and includes free mammograms, pap smears and other services- as well as charges $4 for a blood test and only $28 for a set of chest x-rays.

    We spend about $5000/Medicaid patient annually. With Senator Colbeck's proposed solution using these networks in conjunction with a $7500 deductible catastrophic hospitalization plan, and a $35 plan to cover that deductible if needed- our cost would drop to $2100/yr for every Medicaid patient on the rolls. Translation: we save $7 BILLION PER YEAR, and that's before the Medicaid expansion added another half million residents to the Medicaid rolls.

    So as to make sure this doesn't go unnoticed or the significance unrealized, let me point out the significance of that $2100.

    The service providers in a Direct Primary Care network couldn't care less who is paying the monthly membership fee, the insurance companies couldn't care less who is paying the monthly premium for their catastrophic hospitalization plan, and because of this- any private individual or company would simply take advantage this opportunity as well, and enjoy affordable healthcare with unlimited access- for $2100/year.

    And finally, the issue of pre-existing conditions.

    This is pretty easily handled by the networks, because a majority of those conditions merely require ongoing attention to the symptoms and results of the condition. Diabetics are considered "uninsurable", but that's only because they incur huge hospitalization costs- if they don't maintain routine healthcare and management of the disease with low cost attention in a doctor's office. For those with more extensive cost ailments, they simply pay a reasonable increase in monthly fees and remain healthy due to the still unlimited access to routine healthcare required to control the ill effects of their condition.

    As you can see, the driving forces of cost, availability, and pre-existing conditions are solved, as well as removed from the support for Obamacare.

    Because of this, I believe our leadership on this- meaning specifically, you and I, can and will be the reason for the absolute death of Obamacare, but just as importantly- will solve an ongoing problem in America and be the impetus for a stunning economic revival that gives our manufacturing base immunity to a huge cost burden used as a competitive edge against them worldwide.

    Senator Colbeck NEEDS our help and support on this one. America NEEDS OUR LEADERSHIP on this one.

    When you consider your legacy- can you think of anything, ANYTHING, that your heirs could be more proud of, more appreciative of, or more well-off from, than fundamentally changing America in such a positive and meaningful way?

    Let's make this happen!

    Tim Bos

    < Thursdays Divertere: Establishment Republican Mocks a Marine | That's why I Voted With Gary Peters to Fund Obamacare >

    Share This: Digg! StumbleUpon del.icio.us reddit reddit

    Display: Sort:
    Mmmm.... (none / 0) (#1)
    by Corinthian Scales on Fri Oct 25, 2013 at 01:48:39 AM EST

    Bigger fish need to be fried.

    Concierge/Boutique/Direct Health Care Coverage... (none / 0) (#4)
    by KG One on Sat Oct 26, 2013 at 05:58:40 PM EST
    ...is a great idea.

    But it comes with one flaw that the media will latch on and exploit: It costs money.

    Responsible people have no problem with this.

    However, a growing number don't share that sentiment. And that is who the media will hammer their message against personal responsibility to.

    There was an "informational seminar" in Detroit about two weeks ago that garnered a ton of attention because of one hook they used: Free Health Insurance.

    You would not believe the amount of people who showed up once they heard that line.

    And much like Obamacare, all is not what it seemed on paper.

    Address that point, and you've got a sure-fire solution.

    Display: Sort:


    Make a new account

    Tweet along with RightMichigan by
    following us on Twitter HERE!

    Related Links

    + Also by TiredIronTim
    create account | faq | search